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Application Questions

  • How do I get a copy of my Credit Passport?
  • Why was my application rejected even thought I created a Nova Credit Passport report?
  • How do I know if I’ve built credit history before?
  • I think I misentered some information. Can I complete Nova Credit pull a second time?
  • How do I get a new Credit Passport link?
  • Is a Nova Credit inquiry considered a hard or soft pull in my home country?
  • How can I contact the foreign credit bureau?
  • What happens after I raise a Credit Passport dispute?
  • I don’t understand the authorization questions or recognize the answer options in going through Nova Credit?
  • What is a dispute? How can I raise a dispute?
  • How do I check whether I already have a U.S. credit score?
  • What information is in my Credit Passport report?
  • I am from a country you don't support. When will you have access to credit data in my country?
  • What countries can Nova Credit obtain my credit data from?
  • I have frozen my report in my home country. Can Nova Credit still help me?
  • Can I start an application and return later?
  • What is Credit Passport®?
  • Does Nova Credit transfer my home country credit file to my current country of residence?
  • How do I start building a U.S. credit score?
  • Does using Nova Credit impact my home country credit score? Does it impact my U.S. credit score?
  • How does Nova Credit affect my local score?
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Resources
The Power to Underwrite Anyone: Introducing the Nova Credit Platform Introducing the NovaScore Cash Flow: the Future of Consumer Credit Risk Scores Survey Report: State of Alternative Data in Lending 2024
Nova Credit Raises $45M Series C Financing Nova Credit Expands to Canada, Partners with Scotiabank View all resources
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