Will I be automatically approved if I apply through Nova Credit?

Applying for a credit product through Nova Credit does not guarantee approval. Our lender partners assess the strength of your application independently, and Nova Credit is not involved in the evaluation process. Your chances of approval usually depend on your home country's credit score and other evaluation criteria of the specific credit card you’re applying for. 

We serve as an intermediary, helping you use your home country's credit score and provide it to local lender partners to help them better evaluate your application based on their own criteria. This means you may be able to utilize your overseas credit history when applying for a credit product. The lender can better evaluate your application including your foreign credit history. Please note that the decision to approve or decline is determined by the lender. Nova Credit can not influence lender's decision logic and policy.