Where do I find my referral code?

When you sign up to be a referrer, you will receive a referral URL that is customized to you. You will also receive this through an email from Nova Credit with the subject line “Welcome! Your referral link”.

My friend and I both referred the same individual, who ends up getting the gift card?

If you and a friend refer the same person, the reward will go to the person whose link was used most recently in order to complete the application.