Is Nova Credit free to use?

Using Nova Credit is free for all consumers like you. We get paid by our lender partners for applications from newcomers who use Nova Credit and apply using their home country's credit history. Using the Nova Credit to apply for a credit product such as a credit card or student loan is free to consumers.

However, retrieving the foreign credit report for your apartment application may require payment to access our service. You will only be charged if your foreign credit history was successfully retrieved. If your report request was unsuccessful, the authorized payment will not be processed and the pending charge will be released in 7-10 business days.